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Latest news and updates from First National Title Insurance Company.
JUNE 2017  
Out & About...

Jane and Wendell Privitt, owners of Elliott & Waldron Abstract Co., enjoying an evening at Globe Life Park with DJ Horn and Chris Phillips. The Texas Rangers lost to the Toronto Bluejays in the 9th inning.


DJ Horn attends Guarantee Title’s BBQ lunch in Witchita Falls, Texas on June 6th. The Guarantee Title staff took a moment away from serving their customers and community lunch to take a group picture.


Check out more Out & About Photos of our Agents and Staff on
our Blog at

Messages from the CEO | FNTI Assumes Southern Title insurance Company Liability

One of the benefits of doing business in Texas is that title insurance consumers are protected by the Texas Title Insurance Guaranty Association (TTIGA).  Our Texas system of regulation contemplates situations where a title insurance underwriter may become insolvent.  If that occurs, TTIGA steps in and has an obligation to protect the policy holders of the State of Texas. In January, 2016, all the title insurance underwriters authorized to do business in Texas were given a rare opportunity to submit a bid to assume the liability of the “in-force Texas policies of Southern Title Insurance Company.”  Southern Title Insurance Company (STIC) issued policies in Texas from July, 2004 – December, 2008 – approximately 58,739 policies.  The opportunity to assume another underwriter’s policies has presented itself only one other time in my career in the industry.  When Title USA became insolvent in the late 1980’s, Alamo Title Insurance Company assumed the liability for those policies...

George's Updates | Never Duplicated
George's Update

IMITATION – “A thing intended to simulate or copy something else.” 

“Imitation is the greatest form of flattery.” – Charles Caleb Colton

“There are no new ideas. There are only new ways of making them felt.” – Audre Lorde

With the many “how’s” we have discussed recently concerning ways we endeavor to earn your business, your gracious remittances and comments show that we are doing something right. As Audre Lorde stated above, our “how’s” may have origins from the past actions of our title forefathers, and we hold ours up as the bellwether of our industry. An unintended consequence of this appears to be that our competitors are taking notice and attempting to perform like services (e.g. sales training, sales...

DJ's Motivational Monday | Strategy
DJ Horn's Motivational Monday's

By definition, the word strategy comes from military combat as having a plan of action to defeat an enemy. Today, we mostly know it as a plan to complete a goal. I recently received an article about a very successful former college baseball coach at California State Polytechnic University named John Scolinos. He clearly had a strategy in coaching college athletes from 1946 until he retired in 1991...

LATEST NEWS | Chris Phillips Elected President of Texas Land Title Association!

Chris Phillips, CEO and president of First National Title Insurance Company (FNTI), was elected to serve as president of the Texas Land Title Association (TLTA) at the association’s Annual Conference last week in New Orleans.  He has served on the TLTA board of directors for several years in different capacities and will now take over as president through June 2018...

Title Tips | Mom! What's Title Insurance? And, What in the World is an Underwriter?
DJ Horn's Motivational Monday's

For those of you that have never bought property (like myself), you’ve probably never heard the term title insurance or underwriter – I hadn’t, but guess what?! I happen to be working for a title insurance underwriting company. Now, what does that mean for me? Other than PCF (permanent-confused-face), I had to learn quickly the role my company plays for our clients...

Underwriting Q&A | Overburden of Easements...
Underwriting Q&A's

Q: Assume landowner A owned an acreage tract and was carving out a back acreage portion to sell to B. Since B’s tract would otherwise be landlocked, A granted B an access easement that would run with the land and inure to the benefit of B’s successors and assigns. B later acquires another acreage tract behind his tract he had acquired from A. The new tract does not abut A’s land. B plans to sell this new acreage tract to a developer, who will develop a large subdivision. The only access to the subdivision would be over B’s remaining tract then along the easement that B obtained from A. Is that an overburden of the access easement?


A: There is definitely a large risk involved with insuring access to the newly acquired rear tract based on the access easement from A to B. That easement does not inure to the benefit of the newly acquired rear tract. Even if B assigns and conveys easement rights along the easement, this assignee does not fall within the successors and assigns language of the easement granted by A. A separate easement from A must be obtained for the new subdivision...

Click for Full Answer...
FIRST NEWS Archives | May 2017

Messages from the CEO | FNTI Supports ALTA Advocacy Day in Washington, DC
George's Updates: The Best Collection of All
DJ Horn's Motivational Monday's | Relationships
Underwriting Q&A | Can a disabled veteran pay zero taxes on their homestead?

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